VISA Classic Credit Card

Our credit cards offer our customers flexibility and convenience. The flexibility to shop anytime, anywhere Visa is accepted (up to an agreed limit), and the convenience to repay later.

Credit Card Classic Design

We are pleased to introduce the following card designs for your preference.

VCC 1
Credit Card Classic 1 Credit Card Classic 1

Credit Card Classic 1

VDC 2
Credit Card Classic 2 Credit Card Classic 2

Credit Card Classic 2

VDC 3
Credit Card Classic 3 Credit Card Classic 3

Credit Card Classic 3

Features & Benefits

  • Buy now, pay later
  • Pure credit, no deposit required
  • Safer, more secure spending
  • Shop anywhere in the world
  • Track your spending
  • 24/7 support

Fee Charge

Annual Fee
  • USD 25
  • USD 15 for secondary card holders
Monthly Interest
  • 2%
Minimum Repayment
  • 5% of monthly outstanding balance, minimum repayment USD 10
Cash Advance Fee
  • USD 5 or 2% of Cash Advance Amounts whichever is greater

Please review the J Trust Royal Credit Card Fees & Charges for a full list of fees and charges.

Requirement / How To Apply

Step 1

Visit your nearest J Trust Royal branch and talk to one of our friendly Personal Bankers.

Step 2

Open a J Trust Royal transaction account (if you do not yet have one).

Step 3

Fill out an application form with help from our friendly staff.

Step 4

Provide the required documents

  • Identification – either a passport or National ID card (must be valid with a photo)
  • Residential proof
  • Proof of employment and income
  • Employment letter stating your current position, number of years working in workplace, and employer in Cambodia.

Step 5

Meet J Trust Royal Bank Credit Card criteria of eligibility and conditions.

Step 6

Receive letter of offer/approval letter and collect your credit card at the J Trust Royal branch where you applied.

Reference