Term Deposit Account

Enjoy competitive interest rates on your fixed deposits with J Trust Royal Bank.

In Term Deposit is available in Khmer Riel and US Dollar with terms ranging from 3 months to 24 months. Prevailing saving rates will be applied to premature term deposits.

Features & Benefits

  • Access to your funds via JTR Connect, and J Trust Royal bank branches
  • Account available in USD or KHR currencies

Interest Rate & Fee Charge

CurrenciesUSD (p.a.)KHR (p.a.)
3 Months1.75%3.00%
6 Months2.25%4.00%
9 Months2.75%4.50%
12 Months3.25%5.00%
24 Months3.25%5.50%

*Interest earned from Term Deposit is subject to government tax of 6% for resident and 14% for non-resident.

Requirement

  • Memorandum and articles of association, Certificate of Incorporation or Permit letter to operate business
  • VAT Certificate or Latest Patent
  • Identification documents of directors, shareholders and account holders
  • Bank forms 
  • Other related documents (if needed)
  • An opening balance: USD 50,000 or KHR equivalent

Terms & Conditions

  • Interest rates are subject to change at the Bank's sole discretion without prior notice to clients
  • The Bank encourages clients to keep their term deposit until mature date. 
  • Premature Term Deposit:
AmountRate per annum
< USD 1,000,0000.25%
≥ USD 1,000,0000.50%

*penalty fee not to apply

How to apply

Visit the nearest branch or contact our Business Supporting Center should you require assistance or submit an enquiry. 

Submit Enquiry