The One

The One Account is your ideal everyday account. Open an account now with as little as $1 and enjoy free (no fees) use of our internet banking, mobile banking app and ATMs.

Features & Benefits

  • Low initial deposit 
  • Choice of KHR or USD account
  • No account keeping fee
  • Visa Debit Card with international access*
  • ATM access across the country
  • Free Internet Banking and Mobile App
  • Free local money transfer to other J Trust Royal customers
  • Free local Inward Domestic Transfer (IDT) at any amount
  • Free set-up of standing orders (regular, automatic payments)
  • Unlimited J Trust Royal Bank transactions
  • Name your own account via Internet Banking & Mobile Banking

*available upon request

Interest Rate & Fee Charge

Maintenance FeeFree
Dormant FeeFree
Withdrawal FeeFree
Early Closure FeeUSD 10 or KHR 40,000

Requirement / How to apply

To apply, kindly visit the nearest J Trust Royal branch and talk to one of our friendly Personal Bankers with the following:

  • National Identification Document (NID)/Identity Document Issued by an official authority/Passport & Work Permit (for foreigners)
  • Minimum initial deposit of USD1 or KHR 4.000

Reference