Managing your mortgage efficiently is a vital milestone in your financial journey, and we are here to optimize your strategy every step of the way.

Switch to J Trust Royal Bank today and unlock instant financial relief! Our tailored Refinance Home Loan program provides premium terms designed to offer absolute peace of mind:

  • Fixed Interest Rate: From 6.3% p.a.
  • Loan tenor up to 25 years
  • Free legal fee
  • Loan amount up to 80% of property value
  • Fast and hassle-free application process
  • No need to wait for construction completion

Offer period: 08 June until 31 August 2026

Terms & Conditions:

  • Applicable to both new and existing customers who refinance their home loan, home equity loan, or home investment loan from other banks to J Trust Royal Bank during the campaign period
  • The offer is valid for loans submitted until 31 August 2026
  • Eligible for loan amounts from USD 50,000 or more
  • Interest rate for the entire loan tenure starts from 6.3% p.a. to 6.5% p.a.
  • This offer cannot be combined with other active mortgage campaigns
  • The lock-in period is applied based on the standard product terms & conditions
  • General terms & conditions governing the loan product are still applicable
  • In the event of any discrepancy between the English and Khmer version of these terms and conditions, the English version shall prevail;
  • J Trust Royal Bank reserves the right to change or amend these terms and conditions without prior notice to the customers.