Apply for a Home Loan with J Trust Royal Bank now to enjoy the special offer include:

  • Interest rate of 6.88% p.a. for the first two (2) years
  • Interest rate of 7.00% p.a. from the third year onward
  • Tenure up to 25 years
  • Loan amount up to 80% of property value
  • Fast and hassle-free application process
  • No need to wait for construction completion

The offer is valid from 1 March until 31 May 2026.

For more information, please contact our Customer Care Center via Website Live Chat or 011 999 003 / 015 999 074 / 023 999 000.

Terms & Conditions:

  • Applicable to both new and existing customers who apply for a Home Loan, Home Equity Loan, Home Investment Loan, or who refinance with/to J Trust Royal Bank during the campaign period.
  • Existing customers who wish to top up their loan are also eligible.
  • The offer is valid for loans submitted until 31 May 2026.
  • Eligible for loan amounts​ above USD 50,000 or up to USD 500,000.
  • This offer cannot be combined with other active mortgage campaigns.
  • The lock-in period is applied based on the standard product terms & conditions.
  • General terms & conditions governing the loan product are still applicable; and
  • J Trust Royal Bank reserves the right to change or amend these terms and conditions without prior notice to the customers.