VISA Credit Card Installment Plan – Flexible Payments Up to 12 Months

Manage Large Expenses with Flexible Monthly Installment Plans and Competitive Interest Rates

Why Choose Installment Plans?

Take control of your larger purchases. Our Credit Card Installment Plan allows you to convert big-ticket items into manageable monthly payments. Whether it’s home electronics, furniture, or travel, you can spread the cost over a fixed term with competitive interest rates, making high-value goals more achievable.

Features & Benefits

Financial Flexibility

Financial Flexibility

Up to 12 months installment term

Large Purchases

Large Purchases

Installments make big-ticket items more accessible

Building Credit Profile

Building Credit Profile

Help build credit score with responsible use

Installments Terms & Fees

Available Tenors

3/6/9/12 Months

Enrollment Fees

2% (one time only)

Interest Rate (Monthly)

1% (12% p.a.)

How to Use Installment Plan For

Education & Training Expenses

Pay for tuition fees, books, or other educational expenses

Medical & Healthcare Costs

Cover medical bills, hospital stays or treatment over time

Home Furniture & Appliances

Purchase furniture, appliances, or home decor items without hurting your pocket

Electronics & Technology

Buy laptops, smartphones, TVs, or other electronic devices to suit your needs

Beauty & Personal Care

Pay for cosmetic procedures, beauty treatments, or luxury products for self care

Other Expenses

For vacations, weddings or other significant expenses

How to Sign Up

1. JTR Mobile App

2. Customer Care Center

Frequently Asked Questions

USD 100 or above per transaction. 

Yes, you can. Somehow, we encourage you to follow the plan until the term mature or end. Request can be made during business working hours only.

Your credit limit restoration after your payment every cycle.

If you miss one cycle payment due date, a late payment fee will be applied only for the missed period. It will not affect your next payment due date.
*Debtor interest 2% per month is applied.

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