VISA Debit Cards: Shop, Withdraw & Pay Worldwide

A secure, everyday spending tool that works both in Cambodia and internationally.

Why Choose JTR Visa Debit Card?

The J Trust Royal Bank Visa Debit Card is more than just a piece of plastic; it is a powerful tool designed to give you 24/7 access to your J Trust Royal bank account funds, whether you are shopping at a local boutique in Phnom Penh or withdrawing cash overseas.

By linking directly to your transaction account, it offers a smarter, safer, and more convenient alternative to carrying cash. It is the ideal choice for professionals, students, and travelers who value security and instant global accessibility.

Features & Benefits

Fast & Secure

Fast & Secure

Use contactless payments-just tap and go for smaller purchases. Additionally, layer with 3D Secure for online transactions.

24/7 Cash Access

24/7 Cash Access

Withdraw funds anytime from J Trust Royal ATMs or any ATM globally displaying the Visa logo.

Real-Time Notification

Real-Time Notification

Stay informed with instant notifications via Telegram or the JTR Mobile app every time a transaction is made.

Card Types: Classic vs Premier

We offer tailored card tiers to match your lifestyle and banking status.

FeatureVisa Debit ClassicVisa Debit Premier
Target AudienceCASA Account holdersPremier Banking customers
Monthly FeeUSD 0.50Free
Issuance FeeFreeFree
Design Options3 Modern Designs4 Exclusive Luxury Designs
ATM Withdrawal Limit (Daily)

Local: Max. $2,000

International: Max. $1,000

Local: Max. $4,000

International: Max. $2,000

Purchase Limit (Daily)$ 9,999$ 30,000

Please refer to J Trust Royal Card Fees & Charges for details.

Choose Your Card Design

Express your style with our variety of card faces. We offer three vibrant designs for our Classic cardholders and four sophisticated, elegant designs for our Premier members, allowing you to carry a card that reflects your personality.

Debit Card Classic

Debit Card Premier

Fee Charge

New Card Issue FeeFree
Expiry Card FeeFree
Replacement Card FeeUSD 10
Annual Fee
  • Classic Card: USD 6
  • Premier Card: Free

Please review the J Trust Royal Debit Card Fees & Charges for a full list of fees and charges.

Requirements / How to Apply

Visit Us

Drop by any J Trust Royal Bank branch.

Open an Account

If you aren't a customer yet, our staff will help you open a linked transaction account.

Complete Application

Fill out the simple Card Application form.

Verify Identity

Provide your ID or Passport* for verification.

Collect Card

Your card will be ready for collection at your home branch within a few business days.

*Non-Cambodian citizens must show further identification: a passport with a visa valid for at least six months.

Frequently Asked Questions

It is a payment card that deducts money directly from your bank account to pay for goods or services, rather than using a line of credit.

Typically, your card will be ready for collection at your branch within 3 working days after the application is processed.

Yes. You can use your card for POS payments and ATM withdrawals anywhere in the world where Visa is accepted.

If your card is lost or stolen, please block it immediately via the JTR Mobile app or contact our 24/7 Customer Care Center at +855 23 999 000 / 11 999 003 / 15 999 074 to report the loss and request a replacement.

You can change your PIN at any J Trust Royal ATM. You may request a new PIN by visiting one of the nearest JTR branches.

Standard Classic cards have a daily ATM withdrawal limit. Premier customers enjoy higher daily limits. Check the JTR Mobile app or ask a personal banker for your specific limit.

Yes. Our cards use "Verified by Visa" (3D Secure) to ensure that only you can authorize online payments through a One-Time Password (OTP).

Yes, you can have multiple debit cards linked to different accounts or supplementary cards for family members, subject to bank approval.

You can check your balance 24/7 via the JTR Mobile app, at any J Trust Royal ATM, or through our Customer Care Center.

Explore more

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