ភាសាខ្មែរ
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J Trust Royal Visa Credit Cards are engineered to provide more than just financial flexibility; they are your gateway to a world of secure, seamless transactions and premium lifestyle rewards. Whether you’re fueling your daily commute in Phnom Penh, dining across the globe, or managing a major home upgrade with our tailored installment plans, we provide the tools to help you spend smarter.
With J Trust Royal Bank, you aren't just carrying a card—you’re carrying a promise of security, global acceptance, and a banking partner that understands your ambition.
Manage your finances on your own terms. Enjoy up to 45 days of interest-free credit on purchases and the flexibility to choose between paying the minimum amount due or the full balance each month via the JTR Mobile App.
Travel and shop with confidence. Your J Trust Royal Visa card is accepted at over tens of millions of merchant locations and ATMs globally. From local boutiques to international online retailers, your card is your global key to commerce.
Every spend brings a reward. Gain access to exclusive year-round promotions, seasonal cashback offers, and discounts at partner merchants across Cambodia, including dining, shopping, and lifestyle outlets.
Find the card that matches your lifestyle. Whether you value everyday simplicity or premium travel perks, we have an option for you.
| Feature | Visa Credit Classic | Visa Credit Platinum |
|---|---|---|
| Best For | Everyday spending & building credit | Luxury travel & premium rewards |
| Annual Fee | $25 (Primary) / $15 (Additional) | $100 (Primary) / $50 (Additional) |
| Credit Limit | Up to $2,000 | Up to $50,000 |
| Exclusive Perks | Discount & cashback programs | Discount, cashback programs and VIP Airport Lounge access |
Please refer to J Trust Royal Card Fees & Charges for details.
| Types | Classic Credit Card | Platinum Credit Card |
|---|---|---|
| Secured |
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| Unsecured |
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Who Can Apply
Required Documents
To apply for a J Trust Royal Visa Credit Card, you generally need:
Absolutely, foreigners can apply for a secured credit card.
Typically, the process takes approximately 3-5 working days from the date you submit all required documentation. Once approved, you can collect your card from the branch where you applied.
Your credit limit is determined based on several factors, including your monthly income, employment status, and credit history. Typically, the Visa Platinum offers a higher limit compared to the Visa Classic.
If your income has increased or you have maintained a good usage and repayment record, you can request a limit review. Simply visit your nearest branch with updated income documents (such as your latest salary slips) to apply for an increase.
Yes. Your J Trust Royal Visa Credit Card is accepted at over tens of millions of merchants and millions of ATMs globally wherever the Visa logo is displayed.
For your security, new cards are issued inactive. You can activate your card instantly through the JTR Mobile app.
Fees vary by card tier. Please refer to our Fees & Charges page for the most up-to-date pricing.
Our cards utilize EMV Chip & PIN technology to prevent skimming. Additionally, you receive real-time alerts for every transaction and can use the JTR Mobile app to instantly block/unblock your card.
Our Credit Card Installment Plan allows you to split large purchases into fixed monthly repayments. You can apply via JTR Mobile app or visit our branches.
Absolutely, JTR Mobile app gives you 24/7 access to check your available balance, view transaction history, and make credit card payments on the go.
Cardholders enjoy a variety of perks, including seasonal cashback offers, dining discounts at partner merchants, and exclusive lifestyle rewards. Platinum cardholders also gain access to premium Visa partner privileges and VIP Airport Lounge.
If your card is lost or stolen, please block it immediately via the JTR Mobile app. You should also contact our 24/7 Customer Care Center at +855 23 999 000 / 11 999 003 / 15 999 074 to report the loss and request a replacement.
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