Personal Check

If you make frequent transactions and want flexible payment options, the J Trust Royal Personal Check Account could be ideal for you.

Features & Benefits

  • Choice of KHR or USD account
  • No account keeping fee
  • Visa Debit Card with international access*
  • ATM access across the country
  • Free JTR Mobile
  • Free local money transfer to other J Trust Royal customers
  • Free local Inward Domestic Transfer (IDT) at any amount
  • Free set-up of standing orders (regular, automatic payments)
  • Unlimited J Trust Royal Bank transactions
  • Name your own account via JTR Mobile
  • Conveniently make large payments with checkbook facility

*available upon request

Interest Rate & Fee Charge

Maintenance Fee
  • USD 3 or KHR 12.000  if average balance <USD 500
  • USD 1 or KHR 4.000 if average balance ≥ USD 500
  • Free if average balance > USD 5,000
Dormant FeeFree
Withdrawal Fee
  • Additional charge USD 0.5 or KHR 2.000 per transaction if monthly average balance< USD 500
  • USD 1 or KHR 4.000 per transaction if total monthly withdrawal transaction exceed 8
Early Closure FeeUSD 20 or KHR 80.000

Requirement / How to apply

To apply, kindly visit the​ nearest J Trust Royal branch​ and talk to one of our friendly Personal Bankers with the following:

  • National Identification Document (NID)/Identity Document Issued by an official authority/Passport & Work Permit (for foreigners)
  • Minimum initial deposit of USD 1,000 or KHR 4.000.000
  • Maintain a minimum monthly average balance of USD 500​ or KHR 2.000.000

Reference